2018 is waiting for us, with new expectations and new goals! While some of us will try to eat healthier, exercise more, or give up some bad habits, so many of us will want to save money.
That’s why, here is the list of our top ten tips for saving money. Follow our advice!
Set a budget and stick to it
Any attempt at economy must begin with the choice of a budget.
This means taking out one’s calculator and determining the amount of your expenses on a weekly or monthly basis. From your monthly phone bill to each coffee taken at the 10am break, it’s a good idea to draw up a list of your recurring expenses in order to really put into perspective the savings you could make.
This will help you determine on which expense items you could reduce your current budget. It’s a tedious job, but it can really help you spend less
Never go shopping when you are hungry
The good tip for not spending too much in the race is to make a list and stick to it.
Do not shop when you have an empty stomach, you risk spending more stupidly. The more hungry you are, the more you will be tempted to buy food off your list, which will only inflate the final sum of your receipt.
Privilege home-made meals
It is often difficult, returning from a busy day of work, to take care of the house, the children and the stove at the same time. You are certainly tempted by an easy solution, like ready meals or a delivery. A time saving certainly, but a more expensive solution too. Saving money involves changing dietary habits, including taking the time to cook.
Buy online
You already know that, but most of your purchases will be cheaper if you do them online. From your food shopping to contact lenses, you’ll find everything you need online, for prices that are often much lower than those of a physical store. In addition, websites generally offer discounts throughout the year.
Stop smoking
This will not only be good for your health, but also good for your wallet! Quitting smoking is a sure way to save money in 2018.
On the Tobacco Infos Service website, there is a quick and easy tool to calculate the cost of your tobacco consumption and measure the savings you could make.
Get on the bike
Costs related to the use and maintenance of your car, or the purchase of tickets, can quickly represent a significant part of your monthly expenses. So why not consider cycling in 2018?
By investing in a bike, you will be able to save a significant amount on your trips. This is not only good for your health, your wallet and you will be able to easily move anywhere without schedule or traffic constraints!
Slow down on the evenings
If you are used to go out every weekend with friends, you probably know this feeling of portfolio too light after the evening. The addition tends to rise quickly between the glasses ordered and the price of entries in night clubs. Why not change your exit habits at times and favor an evening at one of you? Your wallet will thank you for it the next day!
Manage your money with an app
Saving money is at your fingertips with your smartphone. After using mobile apps to find bargains, you can also use them to organize and manage your money. No need to wait for your account statement or to constantly check your bank accounts on the Internet. You can do it directly from smartphone or tablet.
The “Money Doc” application shows you your various purchases and directly updates the status of your account. If you want to know the share of expenses according to defined criteria, you can use Toshl mobile applications. It uses simple graphical representations that will allow you to see your buying behavior very quickly and modify them if necessary.
Look for promotional codes
Before you shop online, take a quick look at Google to see if there are discount codes. To help you, there are additional modules to install on your browser, such as “Wanteeed”, to help you find all the existing promotions. Enjoy discount in one click!
At FeelGoodContacts, we offer you a 10% discount on your first order with code BIEN10.
Buy on sale
It’s important to know where to buy, but it’s equally important to know when to buy. In addition to sales and black Friday, watch for the start of new seasons when merchants unclutter items from the previous season.
Here is our list to save money in 2018,!
What advice will you follow? Do you know other tips for saving?
Share them!
Comments are closed.